credit reporting bureaus

Pay More Or Pay The Minimum?

May 21, 2010

Most people realize that if they pay the minimum payment on their credit cards that it may take years upon years to get it paid off. In fact, now that fact should be in plain view on every single one of your credit card statements, exactly how long it will take to pay off the [...]

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Think You Don’t Need A Credit Repair Professional?

May 20, 2010

Much of the criticism about credit repair companies and law firms center around the fact that you can do almost everything they do by yourself. You don’t actually need to hire a professional. That’s true. You can do almost everything on your own, if you have the time. But even more importantly, do you have [...]

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Credit Repair Swindle??

April 30, 2010

The fine people of Tulsa are getting some biased information. In a recent article in the Tulsa World one of their columnists claimed that “credit repair is a swindle”. Unfortunately, he apparently did not do all of his homework and due diligence because he didn’t take into consideration the various potential situations. He also failed [...]

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Changing Tunes On Free Credit Reports

March 30, 2010

As we have reported here before, the only place that you can get a credit report for “free” as in completely free, no charge, no money changing hands, and more importantly, nobody trying to convince you to part with your money for some type of expensive credit monitoring service is at annualcreditreport.com. That’s it. That [...]

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Credit Repair For Peace Of Mind

February 9, 2010

Even if you have had numerous problems and difficulties in the past it is possible for you to clean up your credit reports, increase your credit scores and enjoy the peace of mind and financial benefits of again having great credit. Even the most derogatory credit issues can be improved and offset by the intelligent [...]

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Credit Repair Lawyers: Six Benefits In Repair Tactics

January 11, 2010

If you have problems with your credit reports, obtaining the services of a reputable credit repair law firm will probably be more effective than trying to go it alone. Credit repair issues may arise for many reasons, including credit bureau errors, false claims by credits, involvement by overly aggressive debt collection agencies and legitimate negative [...]

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The First Steps To Take To Improve Your Credit

January 11, 2010

Right now more people than ever are suffering with the effects of bad credit. Hard times and mistakes of the past are showing up on their credit report. Life is much more difficult when you have bad credit. It is near impossible to get credit or borrow money and if you have bad credit you [...]

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Credit Repair Help And Services To Repair Bad Credit

January 6, 2010

Living with bad credit can be a nightmare. A low credit score and a negative credit report ends up costing you substantially more money for just about everything. You are charged higher deposits for utilities, Internet services and satellite TV and if you really need to borrow some money it is almost impossible. When you [...]

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Checking Your Credit Report Is Important

December 17, 2009

Few people realize the importance of checking their own credit report before they apply for a loan or any type of credit. They are then often surprised when the lender pulls their credit and there are problems that they were completely unaware of and didn’t even know about. The majority of all credit reports do [...]

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You’ll Need Good Credit To Finance A Home

December 16, 2009

With lower interest rates, reduced home prices and government backed homebuyer tax credits, now would seem to be a great time to buy a home. However, it is getting much more difficult to qualify for a home loan these days and even borrowers that are bringing in a 20% down payment will now have to [...]

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