Credit Repair

How Low Can It Go

January 31, 2011

Well the perfect credit score is 850 but it seems that the worst possible credit score is only 300. Even so, apparently it is rather difficult to get a 300, you have to hit bottom in every single category and then probably go back and do it again. However, it is highly doubtful that many [...]

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Credit Restoration

January 25, 2011

When there is talk about credit repair and credit improvement oftentimes the talk focuses upon mistakes and the things that you can perhaps remove on your report that can improve it. But what about the things that you could include on your report to make it better? What if you had an account that you [...]

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Top Tips For Better Credit

January 12, 2011

Pay your bills on time. No brainer there but the surest way to quickly get bad credit is to miss a payment or be late. Don’t go near the max. Your maximum credit limit that is. Try to keep your debt below 20-25% of the credit that is available for you. Your debt to available [...]

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New Credit Score Rules

January 3, 2011

With the current economy and the real estate bubble that has been experienced of late, credit scores are becoming even more important, well, high credit scores that is. While the credit score cut off for getting the best rates and the best deals on financing used to be around 700 now it is getting higher [...]

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Potential Credit Card Scams

December 27, 2010

So when you’re working to perfect your credit, beware of potential scams that can hurt you along the way. With new technology that is always getting better and smarter you need to be careful of the offers that you take advantage of or they may take advantage of you. You don’t have to pay for [...]

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Credit Counseling, Debt Settlement Or Bankruptcy

December 24, 2010

If you have fallen behind on your credit obligations, you may feel like you are trapped and there is nothing much that you can do. And no matter what you do, your credit score and credit report will be affected. The question becomes how much will it hurt? While filing Bankruptcy can be painful and [...]

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Credit Scores Or Finances

December 21, 2010

Yes, it kind of is a “damned if you do and damned if you don’t” situation. And it is also true that doing what is best for you financially does not always equate to getting the highest credit score. For example, if you settle one of your past due debts for less than what you [...]

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Housing Market Crystal Ball

December 17, 2010

So what is going to happen with the housing market? Many people want to repair their credit so that they can actually buy a house and the truth is that the housing market affects us all, whether we rent or own, the housing market affects you unless you are living under a viaduct and if [...]

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Credit Report and Credit Score Repair For Everyone

December 1, 2010

Right now there are millions of people who are struggling with bad credit. The current economy has been damaging to many people’s credit histories. However, all is not lost. There are some things you can do to improve your credit scores and your credit reports. Your credit report tells your credit history, such as how [...]

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Credit Repair For The Inexperienced

November 29, 2010

And who does have experience with Credit Repair? Most people don’t even pay much attention to their credit report until they need it for something important and then they panic. But it is wise to stay on top of it. You have a right to receive a free credit report every year. You should take [...]

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