credit disputes

Chargebacks And The Blacklist

June 18, 2010

If you use a credit card for a purchase and for some reason you need to dispute the charges, for example, you never received product, or it was misrepresented, and you ask for a “chargeback” on your card, you run the risk of being put on a blacklist that can prevent you from using your [...]

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Increasing Online Credit Card Security

January 5, 2010

Online identity theft is a growing problem. Crooks are getting smarter and smarter at grabbing your credit card numbers and committing fraud. Here is a great look at ways to increase online credit card security. Tweet

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Credit Repair And Three Surprising Benefits

December 8, 2009

When an individual tries to get a loan for a house or an automobile they are usually aware of how important their credit report and credit score can be. A lender can charge a higher rate or even deny credit altogether based upon what is showing on the credit report and the credit score. However [...]

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Should You Repair Your Credit Yourself?

November 24, 2009

You absolutely have the right to repair your credit yourself. You can issue disputes on any questionable items for free and the credit bureaus will even provide the forms on their website to expedite the process. You do not need the assistance of a professional credit repair service. Repairing your credit yourself may seem like [...]

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Surprising Things That Can Damage Your Credit

November 21, 2009

You would be surprised at a few of the things that can damage your credit.  Often we take measures that we think are best for our finances and our budget but these very same things can negatively affect your credit score. For example, if you are not using a credit card you might think it [...]

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Inaccuracies On Credit Reports

November 21, 2009

It is estimated that as high as 75% of all credit reports contain errors, mistakes and inaccuracies.  The FCRA is the Fair Credit Reporting Act and it was enacted back in 1979 to allow consumers the opportunity to dispute problems on their credit report and to promote the fairness, accuracy and privacy of personal information on credit reports.  [...]

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