credit cards application

Beware That New Credit Card Solicitation

September 1, 2010

You may have received a solicitation recently for a “professional card” or as it is otherwise known a small-business or corporate credit card. Sure it sounds cool…”professional” and all that. But these cards are not covered by the CARD act. All of the controversial billing practices, like interest rate increases, shortened payment cycles and inactivity [...]

Read the full article →

Back To School With No Credit Cards

August 23, 2010

First time college students will now have to get along without something their predecessors have always had. The restrictions under the CARD act of 2009 prohibits the advertising of credit cards to those under the age of 21 and if you are under 21 you must prove that you have your own income to make [...]

Read the full article →

Can Your Credit Be Too Good?

July 26, 2010

Probably not if you look at it from a personal perspective. Good credit offers you peace of mind, security and more but…. Your credit can be too good to get a credit card these days. Card issuers have counted on profits for years from penalty fees and high interest rates paid by the consumers who [...]

Read the full article →

Types Of Cards

July 15, 2010

We all seem to have some plastic in our wallets, but all plastic is not the same. A Debit card is completely different from a credit card. When you swipe a debit card it actually works more like a check, with the difference being that you don’t have to whip out your pen and write [...]

Read the full article →

No More 90 Days Same As Cash

July 15, 2010

And forget the “no interest” “no payments” also. Or at least beware. It isn’t really no interest and no payments because the interest is just deferred, yep, put off until later but still accruing. So if you just happen to have a small balance at the end of the “no payments, no interest” period, you [...]

Read the full article →

Credit Card Cutbacks

July 12, 2010

But is it the consumers or the banks? Credit card debt, which has had a continuous rise since the Federal Reserve started tracking it in 1968 until September of 2008, is continuing now in a steady decline. At this time the average amount of revolving credit is 15% lower than at its peak and it [...]

Read the full article →

Prepaid Credit Card With High Interest Savings To Boot

June 24, 2010

Mango Money is now offering a prepaid Mastercard with no overdraft or hidden fees and you can also get a Mango savings account that pays 5.1% (yes, that is 5.1% over 14 times more than the current industry standard). And there is no activation fee, no purchase fees and No Credit Check. Of course, there [...]

Read the full article →

Need A Credit Card?

May 27, 2010

We found a great resource online for those who are looking for a credit card. From excellent credit to bad credit or even limited credit you can just input your info and it will bring up the best offers available that meet your criteria. With good credit you may want rewards or 0% on purchases. [...]

Read the full article →

Avoid Department Store Credit

April 21, 2010

Not all credit is reported equally. Regular credit cards, mortgages and auto loans just score higher than department store cards. In fact, department store cards can actually be a detriment to your credit. The thinking is that the things you buy at a department store are probably the things you should pay cash for. Yes, [...]

Read the full article →

Balance Transfers, Teaser Rates and Big Fees

April 9, 2010

With the CARD act in place, many of the sources of revenue previously enjoyed by the credit card companies are now gone. No more randomly raising rates, no more double billing, no more of the underhanded tricks of the trade that ended up hurting consumers. But the credit card companies will find ways to improve [...]

Read the full article →

← Previous Entries

Next Entries →