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Business Or Professional Credit Cards

February 2, 2011

With the passing of the CARD act many of the most egregious practices with credit cards have been eliminated for personal credit cards. But not for business credit cards. A so-called business or professional credit card is not regulated by the CARD act so the advantages to getting one of these cards should be carefully [...]

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Protect Your Credit Card

January 28, 2011

We all try to watch our accounts and protect our credit but credit cards can easily fall into the wrong hands. Check out this article about protecting your credit cards from the wrong people. It only makes sense but it bears repeating as often we are actually the ones who allow our identities to be [...]

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Credit Card Solicitations Increasing For a Few

January 6, 2011

Have you checked your mail for credit card solicitations lately? After credit card solicitations went down to their lowest level in over 16 years it appears that they are again on the rise, this time with higher interest rates but larger, bigger and better perks. That is if you have good credit. New regulations have [...]

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Credit Card Use Is Down

November 30, 2010

Over the past year more than 8 million consumers have eliminated their credit cards. Only about 62 million people have an active credit card now compared with 70 million a year ago. Some of the speculation is that people fell behind on their payments due to the recession and that the loss of the credit [...]

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Responsible Credit Card Use

November 8, 2010

There are ways to use a credit card that is completely to your advantage. But when you are completely responsible with your credit card, the credit card companies are not making the profits they need and expect. So apparently it is a good thing that there are the irresponsible users also (makes it more beneficial [...]

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Money For Nothing…..

October 25, 2010

(and chicks for free…) Even though fewer people may be able to qualify, right now there is a plethora of “No Interest” credit cards being offered. The fact is that the credit card companies need to get more customers and increase their revenue. But if you can quality, is a no interest credit card a [...]

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Beware the Small Business or Professional Credit Card

October 18, 2010

Recently, you may have been offered a “small business” or “professional credit card”. So you don’t really own a business. Does that really matter? Well probably not if you want the credit card. But there lies the question. Is this a credit card that you really want? Credit cards for business are not covered by [...]

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Credit Card Company Tactics

October 1, 2010

The credit card companies have a mission, to make money, no matter what. Even though now Congress has passed both the Dodd-Frank financial “reform” law and the Credit Card Accountability, Responsibility, and Disclosure or CARD act of 2009, credit card companies are still up to their usual tricks and tactics in order to get more [...]

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Simple Credit- A Worthy Goal

September 24, 2010

Last week, President Obama tapped Elizabeth Warren to set up the Federal Government’ new Consumer Financial Protection Agency. And she has a big job ahead of her. But she has expressed that a high priority on her list is to make credit simple. Understandable. Reasonable. Like, for example, a credit card agreement that is only [...]

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Deceptive Credit Card Offers

September 21, 2010

Credit card companies are sending out some pretty deceptive solicitations despite the increased regulations with the CARD act. For example “0% APR”, read the fine print and you will see how easily that 0% can turn into 29.99%….. Or “Low APR”, apparently the word “low” lies in the eye of the beholder, is 18% still [...]

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