credit card balance transfer

CARD Deadline Fast Approaching

February 15, 2010

In just one week the CARD credit card reform act will take effect and while many may be expecting a friendlier credit card experience, consumers need to remember that the credit card companies they are dealing with are still the big corporations and they are still in the business to make a profit. Therefore, there [...]

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Tips For Choosing Your Next Credit Card

December 28, 2009

Even with current economic conditions and the apparent credit crunch, there are still many credit card offers that you can take advantage of if you need a credit card. However, it is important to analyze the credit conditionsbefore you sign on the dotted line. Check out this advice on Choosing Your Next Credit Card. Tweet

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Credit Card Blunders

December 16, 2009

Just how bad are the top credit card blunders that people make? Things like paying late, getting excessive cash advances, paying only the minimum payment and more? Here is a 10-point scale on How Bad Are Your Credit Card Mistakes? Tweet

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Read The Mail From Your Credit Cards And Banks

December 16, 2009

You are likely getting some mail from your credit card issuers and while it may look as if it’s junk mail there may be some very important disclosures that you need to read. Until February 22 when the final part of CARD takes effect, the credit card companies can raise interest rates on existing balances, [...]

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Bad Credit? Read the Fine Print

December 13, 2009

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The True Meaning Of The Holidays Sans Credit Cards

December 11, 2009

In this holiday season of 2009, more and more people are putting away or even cutting up the credit cards and using cash to purchase holiday presents. Right now many credit cards issuers are raising rates and lowering credit lines. The average credit card interest rate for Americans right now is 13.71% up from 11.88% [...]

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Will CARD Provide Clarity?

December 10, 2009

With the CARD legislation taking effect in February, many consumers may be surprised about the information that will now be required to be disclosed on the credit card bill, for example, how long it will take to pay off the balance by making the minimum payments. However, credit card companies have never been known to [...]

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3 More Months Of Credit Card Foul Play

November 30, 2009

The House of Representatives recently passed a bill that would have moved up the implementation date for the CARD act from February 22, 2010 to December 1, 2009. However, the Senate blocked a similar bill, S. 1833. And so it goes. The implementation of the CARD act will still take place on February, 22, 2010 [...]

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Can A Credit Card Company Change The Terms On A Closed Account?

November 27, 2009

It’s been happening a lot lately. Credit Card companies are not making the same profits as they were used to and so they are now unexpectedly raising rates, changing terms, reducing credit lines and more. So if you get an unexpected surprise from your credit card holder and you decide to cancel the card, yet [...]

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Blundering On Black Friday

November 27, 2009

As the dawn arose on this Blackest of Black Friday’s, many a brave soul was camped out in front of their favorite shopping destination waiting for 4:00 am, 5:00 am or 6:00 am depending on the store. They brought down-filled sleeping bags and thermoses filled with hot chocolate to tide them over until the doors [...]

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