credit application

Tote the Note and Bad Credit Car Loans

December 11, 2009

If you are in need of a car but you have bad credit there are a couple of different options available to you both with advantages and disadvantages depending upon your own circumstances. Check out Choosing a Bad Credit or Buy Here Pay Here Car Loan for some good information regarding the advantages or disadvantages [...]

Read the full article →

Will CARD Provide Clarity?

December 10, 2009

With the CARD legislation taking effect in February, many consumers may be surprised about the information that will now be required to be disclosed on the credit card bill, for example, how long it will take to pay off the balance by making the minimum payments. However, credit card companies have never been known to [...]

Read the full article →

Easy Credit Traps

December 8, 2009

Even in the current financial crisis, the majority of us are still getting credit card offers. In fact, the credit card industry is one of the most heavily advertised, over-promoted businesses ever. And while credit card companies are raising interest rates and lowering credit limits, they are still offering easy credit to many who probably [...]

Read the full article →

Credit Cards And Black Friday

November 27, 2009

Credit card companies look at the results from the Black Friday shopping spree as an indication of profits throughout the holiday season. But in the current economy they are also looking at Black Friday as an indication of potential defaults in the new year. What will the final results from Black Friday reveal? Tweet

Read the full article →

Can A Credit Card Company Change The Terms On A Closed Account?

November 27, 2009

It’s been happening a lot lately. Credit Card companies are not making the same profits as they were used to and so they are now unexpectedly raising rates, changing terms, reducing credit lines and more. So if you get an unexpected surprise from your credit card holder and you decide to cancel the card, yet [...]

Read the full article →

Pay The Minimum And Stay In Debt

November 24, 2009

The average credit card debt in the USA is around $8000.00 give or take. And most people have a tendency to only pay the minimum amount, which unfortunately will leave them in debt forever. Pay the minimum and you are essentially only paying the interest and you will never make a dent in the principal, [...]

Read the full article →

Bad Credit Credit Cards

November 23, 2009

When you have bad credit your life can be difficult. You are often charged much higher interest rates and down payments if you can get credit at all. However, if you want to rebuild your credit it is a good idea to start re-establishing credit in one way or another, however, especially if you have [...]

Read the full article →

Car Shopping On Black Friday

November 23, 2009

The purported biggest shopping day of the year, Black Friday, must not be just for playing Santa’s helper (unless Santa is bringing a car in that sleigh!) but also a great day to get a good deal on a car. Rumor has it that there will be some great deals available on cars on Black [...]

Read the full article →

Next Entries →