Budget

Sticking to a budget can be overwhelming. But if you learn how to manage your money, with budgets, payment plans, personal finance software and other money saving tips, you will be able to keep your debt under control. This category has information about budgeting techniques and strategies that will help you with your personal finances.


Final Rules For Credit Card Act

January 15, 2010

On Tuesday, January 12, 2010 the Federal Reserve Board approved the final rules amending Regulation Z also known as Truth in Lending in order to implement the provisions of CARD or the Credit Card Accountability Responsibility and Disclosure Act of 2009, which will become effective February 22, 2010. Some of the high points of CARD [...]

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Credit Card Debt And Delinquencies Decline

December 30, 2009

In some good news for the personal economy of many people,credit card debt declined for the 13th month in a row in October 2009. Credit card delinquencies are also on the decline. Tweet

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Calculate Your Potential Mortgage

December 24, 2009

Many people attempting to repair their credit are doing so in order to achieve that Universal American Dream of home ownership. How much house can you afford? Check out this Mortgage Calculator. Tweet

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New Years, Resolutions and Spending

December 22, 2009

With the New Year on the horizon, many are considering resolutions and promises to change things in their life that may not be working. For many people getting control of their money may be a top priority. Check out this short money quiz to find out if you have a spending problem (or not!). Tweet

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Pay For Delete

December 2, 2009

Occasionally you may want to offer a settlement to a creditor or a collection agency in return for them to delete all of the information regarding the account. In that case, you must always be sure to get their promise in writing. Here is a sample pay for delete letter. At 724credit we have a [...]

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Get Rich, For Real

November 20, 2009

Keeping up with the Joneses’ is not the way to wealth and prosperity. Of course, if you are only interested in appearing to be wealthy instead of actually having real wealth then you just keep on watching and competing with those neighbors “the Joneses”. Author, Thomas J. Stanley, who wrote the bestseller from 1996, “The [...]

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The Benefits Of Credit Repair

November 18, 2009

Many people tend to ignore their credit reports until there is a problem. They get rejected for credit or are required to pay a higher interest rate and then they are anxious to get their report and see why. Most credit reports contain inaccuracies and inconsistencies. In fact, it is estimated that over 75% of [...]

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