List/Grid Personal Finance Subscribe RSS feed of category Personal Finance

Why is it Important for You to Build a Personal Budget for the Month

Are you over-spending? Do you not get to know how much of the cash you end up spending after you withdraw money from the ATM? Do you feel like your money is constantly flying out of your pockets and you have no clue where? Do you have to run to your parents or friends every time you are short of money? If you are sloppy and irresponsible when it comes to money, read along to realize how money management can change your life. Understand your spending habits- how much do you earn, how much are you spending on the necessities, how much are you saving ...
Read more »
car insurance

Knowing Car Insurance and the Best Policies

Car Insurance – Insurance is an arrangement organised by a company to provide a guarantee of compensation. This covers specified loss, damage, illness or death in return for payment for a specified premium. The premium is an amount paid periodically to the insurer by the insured for covering his risk. Hence, an insurance facilitates financial protection. This is done by reimbursing losses during the crisis. Motor insurance includes 3 main schemes Car insurance 2 wheeler insurance Commercial vehicle insurance Car insurance in detail It is ...
Read more »

HOW MUCH CAR CAN I AFFORD?

There are few instances in which buying a car is something that can be done casually. Buying a car might not be the biggest financial decision, but it is certainly one that can backfire if you don’t consider all your options. Knowing how much you can spend on a new car is just a tiny part of the decision-making process. There are some things to consider besides the amount money you have to spend. If you’re planning to apply for a car loan, it might be time to take a look at your credit score. If you’re thinking of buying a car without a loan, ...
Read more »

5 Bad Habits that Come with a Price

Having bad habits doesn’t make anyone a bad person, but that doesn’t mean they don’t have a myriad of long-term and short-term effects that can burn a hole in the wallet. Simple vices that we’re so used to having in our daily lives might not seem like they’re costing you too much, but the price of these vices might be greater than you can anticipate. Cutting back on these bad habits can actually save you at least thousands of dollars every year. In isolation these habits might not seem so expensive, but when you put the costs together ...
Read more »

Making and Keeping Financial Goals for 2016

If you’re wondering the fourth month of 2016 is too late to think about, you’re wrong. It’s never too late to start picking up the slack on your finances. Maybe you just haven’t had a chance to get around to organizing in the last four months. Or maybe because you couldn’t do it in January itself, you just kept postponing because it didn’t feel right. Whatever the reason is the fact of the matter is that you’re yet to make any financial goals for the year and we’re here to tell you why there is no time like the present to get to ...
Read more »

Why You Should Always Be Prepared for Unemployment

Good, steady and well paying jobs are extremely hard to find these days. Keeping said stable jobs is yet harder. Our economy is in a pretty dire state and because of that unemployment is a problem is a problem that’s raging. Capable and competent people often find themselves without a job – or with a job that’s not meeting their basic requirements – more often than we can anticipate. Companies find it difficult to support all their workers when faced with low sales and high expenditure, that’s why they have to cut down on the number of ...
Read more »

Lifestyle Changes that can Save Money

The most common ways of saving money are by using various financial instruments to stock your income. Next on that list is smart mortgage or rent payments. You will notice a common theme in all these methods is being smart about how you spend what you earn. We end up spending a lot of money on our daily expenditures. You might not even notice how much you’re spending on things you don’t need or habits you can stand to lose. But with some minor tweaks to your everyday life, you might be able to save up a lot of cash without any need for paperwork ...
Read more »

5 Awesome Ways to Save Money on Your Car

With numerous banks offering car loans, purchasing a car might be easy but its maintenance can literally cost you a fortune. Reckless spending and lack of management can leave a big hole in your pocket. But intelligently spending on your car can help you keep it in an optimum condition in an affordable manner. Cleaning, serving, denting, rubbing, painting etc. together can cost you thousands of dollars every year. Therefore, it is important to device ways that save you money keeping your car in a perfect condition. Some tricks to save money on your ...
Read more »

Top of Page

Additional Info

privacy policy