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Why is it Important for You to Build a Personal Budget for the Month

Are you over-spending? Do you not get to know how much of the cash you end up spending after you withdraw money from the ATM? Do you feel like your money is constantly flying out of your pockets and you have no clue where? Do you have to run to your parents or friends every time you are short of money? If you are sloppy and irresponsible when it comes to money, read along to realize how money management can change your life. Understand your spending habits- how much do you earn, how much are you spending on the necessities, how much are you saving ...
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Credit Cards & Dependency Issues

Are you a shopaholic? Do you love to go around the mall, try new outfits, get your hands on the latest gadgets, but everything you like? With this spending addiction becoming so common amongst the youngsters, everybody is seen swiping their credit cards. Swipe and pay! You don’t have money? It is okay, the credit card will manage the situation. Take the new shoes home, you can pay the money later when your back account shows some figures. It is good thing but, isn’t it? NO. Because every time you swipe your credit card (and you not have adequate ...
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Money Management in Kids and its Importance

Since time and money are the two most important assets of our daily lives, there lies a dying need to plan their exhaustion in a proper way. Management, as we all know, is a set of strategies which helps us to use any particular commodity judiciously and also to conserve it for the future requirements. Together with money, the term “money management” is calibrated as the spending of money rationally. Money management is needed at each and every phrase of life. This article all about the money management is kids and children in order ...
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Saving Money Like A Pro – Things To Cut Down From Your Budget

Every professional was once a beginner. Irrespective of your level of mastery in savings, by the time you’re done reading this article, I’m sure you must have had a slight or a massive upgrade towards becoming a pro in saving money. Don’t turn your back on me now, this article isn’t as sober as it sounds! I shall preach to you the art-o-money-saving in brief and a tad bit of fun, you have my word. Now, one of the key courses you need to get an A+ on for acquiring a Masters degree in money-saving is things to cut down from your budget. To ...
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5 things to consider before buying anything important

Everyone likes to purchase. Some people do shopping for necessity and some do it for enjoyment. Whatever is the purpose of your shopping, you should ask yourself a few questions before finalizing any purchase. Before making any purchase keeps these factors and questions in mind. Is this going to make my life easier? This is one of the most important questions to ask you before making any purchase. If I think the purchase I am going to make is not going to be useful to me some time later, I quickly put it out of my mind. However, we all enjoy finding ...
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5 Tips From an Old Friend: How to Manage Your Money While at University

Being an undergraduate (or a postgraduate, so to speak) is a scary enough experience in addition to all the worries about money. The less you think about the financial side of your life in these few years, the more you would focus on learning and developing. So here we offer you 5 tips for reducing stress which could be caused by your constant ‘moneyless’ condition. Go for the low price A very clever thing every new undergraduate could do is take a walk around town and find the cheapest prices for all the products one usually needs. That ...
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