List/Grid Monthly Archives: February 2015

3 Simple Steps to Steer Clear of Financial Debts

Perhaps you spend like there is no tomorrow. And your online shopping binge has racked up a great deal of money at a frightening interest rate. Maybe you have so little money that you can barely keep your head above water. Don’t fret. There is a way out. To bail you out of the situation and give your financial health a good spanking, follow these steps. Assess the Extent of Financial Damage So, you had amassed a whopping amount of debt including credit card arrears. A lot of people do not what to do to improve their situation from that gaping ...
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5 Reasons You Need An Emergency Fund

I am a huge believer in emergency funds. An emergency fund is where you save money on the side in case any big expense or lack of income were to occur in the future. You never know when this may happen, as life likes to throw a person curveballs every now and then. Below are 5 reasons you need an emergency fund. 1. It can help prevent debt. An emergency fund is key because it can help prevent debt, which in turn means that it can also help make sure that your credit score is up. This is because if you do not have an emergency fund, then you may ...
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How To Stick To Your Financial Goals In 2015

It’s the first week of February, how are your 2015 financial goals going? If you are similar to the average person, then they might not be going so well. Most people give up on any resolution or annual goal by this time of the year, which is sad because it’s so early in the year still! If you want to stick to your financial goals in 2015, then I highly recommend that you read the below. Let’s make 2015 a successful and wonderful year for all of us. 1. Write down your financial goal. The first step you need to do is that you need to write ...
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