August 2010

Would You Share Your Credit Card With A Panhandler?

August 31, 2010

How many times have you been approached by a panhandler? Looking for spare change, cash, will work for food? Well, what would happen if instead of giving them your spare change you handed over your credit card? Of course, with the stipulation that they buy what they need and then return it. Do you think [...]

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Spending Up But Debt Down

August 31, 2010

Credit card spending is up this year over the same time as 2009 indicating a bit more confidence from consumers; however, credit card debt has dropped to the lowest level in eight years. The last time spending was up was the third quarter of 2008 right before the financial meltdown hit the most people. Read [...]

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Absolute Surefire Way To Perfect Credit

August 31, 2010

For the absolute, surefire, guaranteed way to perfect credit….. click here-don’t buy stuff Tweet

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Auto Lenders Loosening Up Lending

August 30, 2010

Auto lenders are responding to the bad economy by loosening up a bit. More and more people with problematic or blemished credit are able to get car loans these days, and that is especially true with the new-car loans. The average amount financed on vehicle purchases is also increasing. While lending standards are still much [...]

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The Price Of Perfection

August 30, 2010

Yes, there are actually people out there who are striving to have a perfect credit score. Perfect means 850. Apparently only about 0.5% of all American’s ever reach that elusive number. And once you do reach it all you have is bragging rights and the knowledge that you’ve satisfied that ever insatiable ego. Because once [...]

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Sign Up For Online Alerts

August 30, 2010

Most banking institutions offer the valuable service of free online alerts to let you know exactly what is happening on your account. These alerts can be sent by text to your cell phone or by email or even both. They can help you avoid late fee, over the limit fees and especially notify you of [...]

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Top Twitters, Tweets For Week

August 27, 2010

Adelsauce –I feel like going on a shopping spree! Can someone let me borrow their credit card? #illgiveitbackafterimdone #promise cocobrownies15 — Just got back from school shopping, I think this credit card feels violated for being swipped so many times. Kelly_Werthmann Shopping for the new casa — thank God for Molly’s credit card! (dang, where [...]

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The Potential Pitfalls Of Self Credit Repair

August 27, 2010

If you have some inaccurate credit and you need credit repair you do not need to hire a professional. You can do it yourself for free and the credit bureaus even provide forms on their websites the help you expedite the process. You absolutely have the right to repair your credit yourself. It may seem [...]

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You May Need To Repair Your Credit Someday

August 27, 2010

Scenarios like this one play out in the United States everyday. You are ready to buy a car. You are planning to finance it so you allow the dealer to run your credit report. He comes back and tells you that he cannot give you the loan because your credit report states that you are [...]

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Your Rights When It Comes To Credit Repair

August 26, 2010

Even when the problems showing up on your credit are completely inaccurate and untruthful, submitting the disputes and waiting for the answers can be a daunting process. Credit repair can take valuable time and it can be frustrating. You can complete credit repair and issues disputes towards your credit on your own or you can [...]

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