May 2010

GM Wants To Sell You a Car

May 17, 2010

GM wants to sell more cars and they believe that a shortage of sub-prime auto lending is holding them back. So even if you have bad credit, GM still wants to sell you a car. The problem is that their main lender, Ally Financial, Inc., does not want to cooperate, especially since they have spent [...]

Read the full article →

Facts For Consumers About Credit Repair

May 17, 2010

Due to the economic downturn and the many problems that people have faced with high unemployment numbers, loss of value in the housing market and just the general difficult economy, many people are interested in doing whatever they can to repair and improve their credit. The FCRA or the Fair Credit Reporting Act was established [...]

Read the full article →

Bulls or Bears In The Housing Market?

May 14, 2010

Is the housing market across the United States in a recovery mode or will we continue to see prices go down further? While some economists are being optimistic and bullish about the housing market recovery, Dean Baker, an American economist and co-director of the Center for Economic and Policy Research is predicting the opposite. He [...]

Read the full article →

Be There Or Be Square

May 13, 2010

If you are a small business owner and you don’t have a storefront or even a website, no worries, no longer. Now you can take someone’s credit card for payment right from your very own smart phone. It’s even a free app. Now it’s hip to be “Square”. Even ordinary people can accept credit cards. [...]

Read the full article →

Advantages and Disadvantages Of Getting A New Credit Card

May 12, 2010

If you need to improve your credit score you may consider adding in a new credit card. Or not. There are actually some advantages and disadvantages. Either way if you add in a new credit card you must be responsible with it or it can have detrimental effects. First off, when you apply for a [...]

Read the full article →

Consumer Rights In Credit Repair

May 11, 2010

The Fair Credit Reporting Act or the FCRA gives consumers certain rights concerning their credit report and any type of credit repair that they may undertake. 1. You have the right to receive one free credit report one time per year from each of the 3 main credit-reporting bureaus, Experian, Equifax and TransUnion. You can [...]

Read the full article →

Switching Tactics For The Free Credit Reports

May 10, 2010

As we have reported here many times there is only one place that you can get your absolutely free annual credit report and that is at annualcreditreport.com. But the guys singing the jingle jangles are at it again. Of course, they want you to contact them for your report so that they can sell you [...]

Read the full article →

Visa Revenues Up

May 7, 2010

Visa, Inc. has reported that second-quarter profits increased 33% over last year as the U.S. credit card spending has climbed for the first time in over a year. Net income for the first 3 months of 2010 was $713 million or 96 cents a share compared to the 2009 income of just $536 million or [...]

Read the full article →

In Case You Missed The Tax Credit

May 6, 2010

In an effort to get and keep the momentum of homes sales going even after the $8000 tax credit ended last Friday, Coldwell Banker Residential Real Estate Brokerages are offering a “Buyer Bonus” up to $8000 to be credited to the buyer at closing. It is open to all homebuyers, with no income qualifications and [...]

Read the full article →

Live Interactive Town-Hall Meeting For Credit Questions

May 5, 2010

Experian and Creditcards.com will co-host a live, interactive, online town-hall discussion of credit reporting and scoring on Thursday, May 6 2010 at 2 pm Eastern time. Consumers can participate by submitting questions, viewing the live streaming video and responding to real-time polls. Event date: May 6, 2010, at 2 p.m. Eastern time Event location: http://www.creditcards.com/AskExperian [...]

Read the full article →