February 2010

Collection Agencies And Your Credit

February 26, 2010

When a creditor has a difficult time collecting a debt they may turn to a collection agency to help them out. A collection agency is a business that works at pursuing payments on delinquent debts from an individual or a business. Most collection agencies are working as an agent of the creditor and they receive [...]

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Citibank Scares Consumers With 7-Day Threat

February 25, 2010

Citibank customers may think they are the fool come April Fools Day or April 1, 2010 when Citibank may start requiring a 7-day notice to withdraw any money from checking accounts. Last Friday, Citigroup sent out statements to customers throughout the United States to inform them that they may be required to submit an advance [...]

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Keeping Up The Fees

February 24, 2010

With the recent enactment of CARD and the fact that fewer and fewer people are using the credit cards they already have or applying for new ones, the credit card issuers and banks are scrambling to keep the profits up and the fees rolling in. Case in point, recently many banks are sending out special [...]

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Today Is The Day For CARD To Take Effect

February 22, 2010

The new credit card laws start to kick in today, February 22. You can now expect to see the potential bad news associated with your account on every statement. For example, the credit card companies must now tell you the awful truth of how much interest you will pay and how long it will take [...]

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Valuable Information To Increase Your Credit Score

February 19, 2010

Most people know just how important a high credit score can be for a strong financial situation but the majority of people do not know all of the factors that are taken into consideration when determining a credit score. A credit score takes a variety of different statistics regarding your finances and compiles them together [...]

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Credit Repair And Late Payments Vs. Bankruptcy

February 18, 2010

Many people who are in a negative financial situation may not want to consider a bankruptcy because of the negative stigma associated with it. However, if you can no longer make your regular payments and you are in a downward spiral, bankruptcy may possibly be the best solution because it allows you to begin anew. [...]

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If You Have Repossessions On Your Credit Report, What Can You Do?

February 17, 2010

Right now there are many people who have bad credit such as repossessions showing on their credit report. The current economic recession has just made problems like car repossessions and other credit difficulties more common. If you have had a car repossessed and the negative listing is showing on your credit report, what can you [...]

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Start Repairing Your Credit With Simple Steps

February 16, 2010

Having good credit can be an essential in your life. We all must have good credit in order to qualify for home mortgages, car loans and even credit cards. However, many of us have struggled through difficult financial times from job layoffs, business failures or just the result of the economic recession. Many of us [...]

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CARD Deadline Fast Approaching

February 15, 2010

In just one week the CARD credit card reform act will take effect and while many may be expecting a friendlier credit card experience, consumers need to remember that the credit card companies they are dealing with are still the big corporations and they are still in the business to make a profit. Therefore, there [...]

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Repair Your Bad Credit With Credit Repair Services

February 12, 2010

Having bad credit can make your life difficult. Negative listings on your credit report and low credit scores can cost you substantially more money. You are forced to pay higher deposits for everything from utilities, Internet services and satellite TV and if something happens and you need money it is almost impossible to borrow it. [...]

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