December 2009

Selecting A Mortgage Broker

December 31, 2009

If you are planning to take advantage of the tax credit for homebuyers and purchase a home this year, you will likely need to select a mortgage broker to work with. While many times you can get advice from your realtor, it is always a good idea to shop around and you should always be [...]

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Worldwide Phenomena? Australians In Debt

December 31, 2009

People in the United States are not the only ones struggling with excessive debt and a diminishing economy. Australians now owe more in household debt than their entire economy earns in a year. See the whole story at Australians set new debt records. Tweet

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Money For College Is Harder To Come By

December 31, 2009

The current economic recession and upheaval in the financial markets has made cheap student loans a rare commodity. The unfortunate thing is that even as student loans are getting harder to come by, tuition rates are skyrocketing. See As college costs rise, loans become harder to get. Tweet

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The Ultimate Lifetime Money Plan

December 30, 2009

In the book “All Your Worth” by Harvard bankruptcy professor Elizabeth Warren, the recommendation is to arrange and balance your finances with 50/30/20. 50% for the must haves-shelter, food, transportation, utilities, child care, insurance and minimum loan payments. 30% for wants- entertainment, clothing, gifts and vacations. 20% for savings and debt payments. Not a bad [...]

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Credit Card Debt And Delinquencies Decline

December 30, 2009

In some good news for the personal economy of many people,credit card debt declined for the 13th month in a row in October 2009. Credit card delinquencies are also on the decline. Tweet

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Buying A House? Do It Now!

December 30, 2009

If you are planning on taking advantage of homebuyers tax credit and buying a house in 2010, do not delay. Industry experts and lawmakers are saying that there will not be a third extension, meaning that if you are going to do it, the time to do it is right now. Tweet

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Top Financial Resolutions for 2010

December 29, 2009

The week between Christmas and New Years is traditionally a time to reflect on the past year and plan and anticipate the future new year. Is getting your personal finances and credit in order one of your resolutions? Check out some good tips on financial resolutions here. Tweet

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High APR? Try 79.9%!!!

December 29, 2009

While we have reported on this outrageous credit card before by posting this youtube video, it is even more astonishing when you see it in writing! 79.9% APR!!! and no that is not a typo! Tweet

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Laws Pertaining To Credit Repair

December 29, 2009

You can legally repair your credit and there are some reputable companies that can help you out. However, there are also some scams out there. Check out this article at Livestrong.com about the regulations and laws pertaining to credit repair. Tweet

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Review of Credit Repair To Credit Millionaire

December 28, 2009

Check out this reviewof the popular book “Credit Repair To Credit Millionaire”. What if everything you believed about credit was just holding you back? Explore credit myths; learn about credit leveraging, and how to use the Power of Other People’s Money. Tweet

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