November 2009

Fatal Credit Errors

November 25, 2009

I recently read an article about credit scores. There was some decent information except that it claimed that the 700+ scores were only for people who had never had a problem “ever”! Well, “ever” is a long time! A long, long time! Besides that how frightening is it for the individual who messes up and [...]

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Will Home Prices Dip Further?

November 24, 2009

Many housing experts are predicting a dip in home prices and sales following the tax credit rush. Even though the tax credit has now been extended there were still many people who bought in time to close before the previous November 30 deadline. For an interesting take on the potential side effects of the tax [...]

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Cashin’ In On The Homebuyers Tax Credit

November 24, 2009

You may have heard the news that the homebuyers tax credit that was meant to help stimulate the economy has been extended and now it will not only include just the new home buyers but also current homeowners looking to trade up. For a complete list of everything you need to know to take advantage [...]

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Should You Repair Your Credit Yourself?

November 24, 2009

You absolutely have the right to repair your credit yourself. You can issue disputes on any questionable items for free and the credit bureaus will even provide the forms on their website to expedite the process. You do not need the assistance of a professional credit repair service. Repairing your credit yourself may seem like [...]

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Pay The Minimum And Stay In Debt

November 24, 2009

The average credit card debt in the USA is around $8000.00 give or take. And most people have a tendency to only pay the minimum amount, which unfortunately will leave them in debt forever. Pay the minimum and you are essentially only paying the interest and you will never make a dent in the principal, [...]

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What You Can Do About Credit Report Charge-offs

November 23, 2009

Creditors often see charge-offs as an indication that a consumer has been delinquent about their credit in the past and that they are a high risk for credit in the future. According to Bankrate.com the number one reason for getting turned down on a loan is because of charge-offs. However, even in the best of [...]

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Bad Credit Credit Cards

November 23, 2009

When you have bad credit your life can be difficult. You are often charged much higher interest rates and down payments if you can get credit at all. However, if you want to rebuild your credit it is a good idea to start re-establishing credit in one way or another, however, especially if you have [...]

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Joblessness To Bottom Out

November 23, 2009

In some positive economic news, forecasters are predicting that in the first quarter of 2010 that joblessness will bottom out and while there will still be high unemployment rather than getting worse, it will start getting better. Many economists have said that the actual recession is over but of course, in order to fully recover [...]

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Car Shopping On Black Friday

November 23, 2009

The purported biggest shopping day of the year, Black Friday, must not be just for playing Santa’s helper (unless Santa is bringing a car in that sleigh!) but also a great day to get a good deal on a car. Rumor has it that there will be some great deals available on cars on Black [...]

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The Truth About Free Credit Reports

November 23, 2009

While a funny jingle may play out in your head and help you to remember that you can get a credit report for free, you may want to think twice about getting that report from the people in the commercial for freecreditreport.com Because (big surprise!!) it’s not free!! Nope. Not free! Over 11,000 people have [...]

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