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Protect Your Financial Identity

Identity theft is a growing problem. You should consider taking a few steps in order to protect your identity when you shop online or even in person. I personally have had some things happen in the past happen to me where little pieces of my personal information were stolen, and yet a world of damage was done. Even the smallest amount of information can be a gold mine to someone who knows what they are doing with it. Thankfully, none of the damage that was created by this horrible stranger was long lasting, but it still was a pain to deal with. ...
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Should You Lend Money To Family or Friends?

Lending money to family and/or friends can be a sticky subject. Just the other day, we had an acquaintance who we hadn’t talked to in a few years ask us if they could borrow $100. The $100 wouldn’t have broke our budget, but we knew 100% that our answer was a no. How did we know that? Well, continue reading and I will help you determine whether lending money to a friend or family member is something you should think about doing. Does the person actually need the money? We knew we couldn’t give the person money because even though ...
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How Can You Make Money By Spread Betting?

Spread betting can be a good way to make money through investing your money in various financial products. However, there are many things you should learn before you decide to put your money in a spread betting account, just like you would with anything that you would be putting your money towards. It is just being safe, and who would not want that? Below are some of the various things you should do your research on and learn about before spread betting: How can I make money through spread betting? You may be wondering, but how can a person MAKE ...
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The Potential Pitfalls Of Self Credit Repair

If you have some inaccurate credit and you need credit repair you do not need to hire a professional. You can do it yourself for free and the credit bureaus even provide forms on their websites the help you expedite the process. You absolutely have the right to repair your credit yourself. It may seem like a simple and inexpensive solution to just do it yourself. After all, how hard can it be? You just get a copy of your credit report, identify the inaccuracies, fill out the paperwork, submit it and wait for the listings to be deleted. Anyone can ...
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Cash or credit card?

Life Without Credit Cards

Is it possible to go through life without ever having any credit cards? Some people use credit cards everytime they make a purchase. Others may only use their credit cards for big ticket items. And some people never use a credit card. In fact some people do not even have a credit card in their name. A recent poll by creditcards.com showed that some 29 percent of 1,004 respondents ages 18 years old or older said they did not own a credit card. So why are people saying no to credit cards? People are saying no to credit cards as a way to protect themselves ...
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The Housing Puzzle

Considerations Before You Refinance

Theoretically it is a great time to refinance your home mortgage if you have a high mortgage interest rate. Theoretically, got that? Back in the day there was a prevailing myth that real estate prices always go up. Even Will Rogers said, “Buy Land, They ain’t making any more of the stuff”. And that is true, they ain’t making any more of the stuff (land, that is…still building a few houses, at least in my area) but unfortunately for many people they have learned the hard lesson that real estate prices don’t always go up and when ...
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The Formula for Maximizing Revenue

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How To Make Money While Traveling

There are many ways to make money while you are traveling. Yes, you can actually travel the world and make money to go towards even more traveling. Probably sounds like a wanderlust’s dream, right? Well, it does not have to be a dream. There are plenty of ways to make your dream a reality. This is actually my goal right now. I would like to be able to make a steady income, sell all my stuff, and travel around the world. Start a blog. Working online and starting a blog can be a great way to travel and make money as you can travel all over the ...
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