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What To Think About Before You Buy A Home

Before you buy your next home, there are several areas that you may want to think about and discuss with whoever you may be buying a house with, unless you are buying the home solo (go you!). Doing this can make the whole, long, and sometimes stressful home buying process go much easier. It’s better to have less surprises pop up because I bet you something will pop up! Here are some things you may want to think about before you begin your next home buying process: What’s your credit score like? Your credit score is very important when it comes ...
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What If Credit Cards Aren’t For You?

On this blog, we talk about credit cards a decent amount. However, what if credit cards are not for you? There is no wrong or right way to handle your money. Some people are great with credit cards yet horrible with cash. Others are great with cash but will go into debt if they touch a credit card. If credit cards are not for you, then you definitely need to look into another way to pay for your expenses. If you do not, then you may rack up unnecessary debt, ruin your credit score, prevent yourself from getting a job because of a low credit score, ...
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Why Mobile Credit Card Systems May Not Be Replacing Wallets Yet

Forbes was not joking when they presented the statistics on how many people are making purchases on their mobile phones nowadays. According to a recent article, over 17 percent of sales made over the Black Friday and Cyber Monday weekend are made using mobile devices.  Certainly this must mean we will soon be able to chuck our wallets and simply acquire all our day to day needs using our mobile phones? Not so fast. Think for a moment: how you would go about buying everything using your smartphone alone? Aside from your favorite coffee retailer, ...
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Reasons an MBA Might Be the Best Decision You Ever Make

Successfully completing a Master of Business Administration (MBA) is a big accomplishment that enriches your career and gets you ready for the next step in life. Not only will it prepare you for the global marketplace, but it will give you a leg up against competition during economic downturns. Here are eight reasons why getting an MBA is one of the best decisions you will ever make. Image via Flickr by pasukaru76 You could advance in your career An MBA will allow you more flexibility while you strive for greater things, whether that be a promotion ...
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Demystifying Four Credit Myths

There are many myths when it comes to your credit score and credit report. These myths will probably always float around in space somewhere, but if you are reading today’s post and read my blog, then hopefully we can demystify these credit score and credit report myths and make everyone just a little bit smarter today. Below are four common credit score and credit report myths that you may have heard of and even fallen for: 1. Does your job affect your credit? Your job and your income have absolutely no effect on your credit score. In fact, ...
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