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Understanding Credit Basics

Credit – The ability of a customer to purchase goods and avail services before payment, based on the trust that the payment will be made in future. How to improve your score? If you want to improve your credit score, follow the following tips. Subscribe to healthy repayment habit: (a) Pay your bills on time, don’t delay. (b) Clear the missed payments. (c) Get counseling and understand how to not let it fall Manage your debt. Keep the balances low, in fact very low. Pay off debt rather than delaying it. Don’t close unused cards. Don’t ...
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Top Things to Do When You Cannot Find a Job

Job, Money and cozy life is the most essential things in one’s life. The hell breaks when one cannot find a job. Sometimes, we build our own cocoons and hide ourselves there, in order to not face the world. This way we feel we can be safe. However, is it always okay to not address the situation and hide ourselves in our cocoons? These are the inhibitions we need to curb from our lives. Isn’t that equivalent to living with flaws? Sometimes, working in places that you haven’t graduated for can be your strength. Here are a few ways – things ...
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A Logistical Nightmare Solved

If your company relies on logistical support in order to operate effectively, then you’ll know what a nightmare it can be if your supply chain or your delivery service is not performing very well. Delays in receiving large consignments of supplies delivered on pallets can throw a spanner in the works of your entire schedule, damage your reputation as a reliable company and lead to unhappy clients who may not be clients for much longer. The same applies to deliveries, if you don’t get goods out to customers when promised, they won’t be happy ...
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There are few instances in which buying a car is something that can be done casually. Buying a car might not be the biggest financial decision, but it is certainly one that can backfire if you don’t consider all your options. Knowing how much you can spend on a new car is just a tiny part of the decision-making process. There are some things to consider besides the amount money you have to spend. If you’re planning to apply for a car loan, it might be time to take a look at your credit score. If you’re thinking of buying a car without a loan, ...
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phone bill

Cutting Your Cell Phone Bill

It is hard to believe but our cell phones can officially be classified as essential items. A large number of the global population own one. This is why many people willingly pay the costs that accompany owning a cell phone. Now that phones are also used to surf the web, this is just one more expense that you have to pay. There are a few ways that you can utilize to ensure that you pay less on your cell phone bill. With just a few changes to your existing plan you will be able to save yourself a great deal of money. Here are some techniques that ...
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MOOCs and How They Can Increase Your Chances of Employment

MOOCs or Massive Open Online Courses have attracted a lot of attention lately because of the nature of these courses. MOOCs offer detailed online education on selected topics, mainly in the fields of business, web design, software development, literature and culture. These offer material of a very wide range. Generally they cater to anyone and it depends on what the student chooses. Some courses are targeted at and designed for beginners, while some are meant for people who are already well acquainted with the subject of their choice. MOOCs mostly ...
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bad habits

5 Bad Habits that Come with a Price

Having bad habits doesn’t make anyone a bad person, but that doesn’t mean they don’t have a myriad of long-term and short-term effects that can burn a hole in the wallet. Simple vices that we’re so used to having in our daily lives might not seem like they’re costing you too much, but the price of these vices might be greater than you can anticipate. Cutting back on these bad habits can actually save you at least thousands of dollars every year. In isolation these habits might not seem so expensive, but when you put the costs together ...
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Making and Keeping Financial Goals for 2016

If you’re wondering the fourth month of 2016 is too late to think about, you’re wrong. It’s never too late to start picking up the slack on your finances. Maybe you just haven’t had a chance to get around to organizing in the last four months. Or maybe because you couldn’t do it in January itself, you just kept postponing because it didn’t feel right. Whatever the reason is the fact of the matter is that you’re yet to make any financial goals for the year and we’re here to tell you why there is no time like the present to get to ...
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