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phone bill

Cutting Your Cell Phone Bill

It is hard to believe but our cell phones can officially be classified as essential items. A large number of the global population own one. This is why many people willingly pay the costs that accompany owning a cell phone. Now that phones are also used to surf the web, this is just one more expense that you have to pay. There are a few ways that you can utilize to ensure that you pay less on your cell phone bill. With just a few changes to your existing plan you will be able to save yourself a great deal of money. Here are some techniques that ...
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mooc

MOOCs and How They Can Increase Your Chances of Employment

MOOCs or Massive Open Online Courses have attracted a lot of attention lately because of the nature of these courses. MOOCs offer detailed online education on selected topics, mainly in the fields of business, web design, software development, literature and culture. These offer material of a very wide range. Generally they cater to anyone and it depends on what the student chooses. Some courses are targeted at and designed for beginners, while some are meant for people who are already well acquainted with the subject of their choice. MOOCs mostly ...
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bad habits

5 Bad Habits that Come with a Price

Having bad habits doesn’t make anyone a bad person, but that doesn’t mean they don’t have a myriad of long-term and short-term effects that can burn a hole in the wallet. Simple vices that we’re so used to having in our daily lives might not seem like they’re costing you too much, but the price of these vices might be greater than you can anticipate. Cutting back on these bad habits can actually save you at least thousands of dollars every year. In isolation these habits might not seem so expensive, but when you put the costs together ...
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goals

Making and Keeping Financial Goals for 2016

If you’re wondering the fourth month of 2016 is too late to think about, you’re wrong. It’s never too late to start picking up the slack on your finances. Maybe you just haven’t had a chance to get around to organizing in the last four months. Or maybe because you couldn’t do it in January itself, you just kept postponing because it didn’t feel right. Whatever the reason is the fact of the matter is that you’re yet to make any financial goals for the year and we’re here to tell you why there is no time like the present to get to ...
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students

5 Tips From an Old Friend: How to Manage Your Money While at University

Being an undergraduate (or a postgraduate, so to speak) is a scary enough experience in addition to all the worries about money. The less you think about the financial side of your life in these few years, the more you would focus on learning and developing. So here we offer you 5 tips for reducing stress which could be caused by your constant ‘moneyless’ condition. Go for the low price A very clever thing every new undergraduate could do is take a walk around town and find the cheapest prices for all the products one usually needs. That ...
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unemployment

Why You Should Always Be Prepared for Unemployment

Good, steady and well paying jobs are extremely hard to find these days. Keeping said stable jobs is yet harder. Our economy is in a pretty dire state and because of that unemployment is a problem is a problem that’s raging. Capable and competent people often find themselves without a job – or with a job that’s not meeting their basic requirements – more often than we can anticipate. Companies find it difficult to support all their workers when faced with low sales and high expenditure, that’s why they have to cut down on the number of ...
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Lifestyle Changes that can Save Money

The most common ways of saving money are by using various financial instruments to stock your income. Next on that list is smart mortgage or rent payments. You will notice a common theme in all these methods is being smart about how you spend what you earn. We end up spending a lot of money on our daily expenditures. You might not even notice how much you’re spending on things you don’t need or habits you can stand to lose. But with some minor tweaks to your everyday life, you might be able to save up a lot of cash without any need for paperwork ...
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A Couple Of Tips On How To Trade Forex

Learning how to trade Forex is a thrilling experience and a great source of income for the successful investors. This market is the biggest financial market in the world and many times bigger than the other financial markets in the world like stocks, commodities and others. If you know how to trade Forex in an effective manner, this field is for you and you can make a lot of money in returns to your investments without putting too much to your initial investment. Predicting the market direction is quite exciting and you can trade Forex easily by ...
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