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Employment And Credit Checks

If you are applying for a job and the employer requests a credit check, they can’t do it without your permission, however, if you don’t give your permission that could be the deal breaker right there. And, if you have been out of a job for a long amount of time and consequently your finances have suffered and your credit report shows negative information that could also be the deal breaker. At this point in most states across the United States there is no real way out of this “Catch-22” dilemma. The good news is that there are a few lawmakers ...
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Smart ways to invest your money

If you want to make money with your savings then one of the options open to you is to invest your fiscal assets. But you have to be careful; while a good investment can increase your savings exponentially, a poor choice will see your finances fritter away. With this in mind, within this article we cover some of the smart ways you can invest your money. Alternative investment Alternative investments are those asset classes other than stock, bonds and cash. Alternative investments include precious metals, stamps, art and wine. Investing in such items ...
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Low Cost Tech That Could Transform Your Small Business

Trying to improve your business when you have a tight budget can feel like an impossibletask. However, there are low cost tools out there that can help. The digital age has brought with it some impressive pieces of technology. From direct attached storage solutions to social media; below you’ll discover the best low cost tech that can really help to transform your business. Direct attached storage At one time, direct attached storage (DAS) was the number one storage solution for businesses. However, as technology advanced, businesses moved more ...
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Marriage And Your Credit Score

Getting married is a big decision. There are so many different things to think about before you get married: Will you have a big wedding? Or, will you get married at a court house? Do you know all financial-related information about your significant other? This can include how much debt they have, their credit score, and so on. Will you have children together? Where will you live? What are your views on retirement? And the list literally goes on forever! One thing that you may not have thought about is how marriage might affect your credit score. ...
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Mistakes That May Be On Your Credit Report

I check my credit report regularly, and I hope you do too. I haven’t found a mistake on my credit report in years, but when I first started checking it (back when I was just a teenager), I found a very significant mistake on my credit report that I knew needed to be fixed immediately. Below are different mistakes that may be on your credit report: 1. Errors. The most common mistake people usually find on their credit report is usually an easy error. This is usually just information that is reported to the credit bureaus incorrectly. This could ...
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