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buy

5 things to consider before buying anything important

Everyone likes to purchase. Some people do shopping for necessity and some do it for enjoyment. Whatever is the purpose of your shopping, you should ask yourself a few questions before finalizing any purchase. Before making any purchase keeps these factors and questions in mind. Is this going to make my life easier? This is one of the most important questions to ask you before making any purchase. If I think the purchase I am going to make is not going to be useful to me some time later, I quickly put it out of my mind. However, we all enjoy finding ...
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stay calm

How to Stay Calm and Motivated During a Debt Crisis

The one situation of your life which you would want to avoid is a debt crisis. You might have an excessive need of having to take that loan, but paying it off needs to be done in a way that will not make you lose yourself. Many tend to have these debts and it will occur in a phase of life where you will be left high and dry. You would have spent it all and are now looking at the task of paying it back so that you get back to your usual schedule. While doing so, it is important to keep your calm and stay composed. Because if you do not keep it together, ...
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goals

Understanding Credit Basics

Credit – The ability of a customer to purchase goods and avail services before payment, based on the trust that the payment will be made in future. How to improve your score? If you want to improve your credit score, follow the following tips. Subscribe to healthy repayment habit: (a) Pay your bills on time, don’t delay. (b) Clear the missed payments. (c) Get counseling and understand how to not let it fall Manage your debt. Keep the balances low, in fact very low. Pay off debt rather than delaying it. Don’t close unused cards. Don’t ...
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Job

Top Things to Do When You Cannot Find a Job

Job, Money and cozy life is the most essential things in one’s life. The hell breaks when one cannot find a job. Sometimes, we build our own cocoons and hide ourselves there, in order to not face the world. This way we feel we can be safe. However, is it always okay to not address the situation and hide ourselves in our cocoons? These are the inhibitions we need to curb from our lives. Isn’t that equivalent to living with flaws? Sometimes, working in places that you haven’t graduated for can be your strength. Here are a few ways – things ...
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Logistics

A Logistical Nightmare Solved

If your company relies on logistical support in order to operate effectively, then you’ll know what a nightmare it can be if your supply chain or your delivery service is not performing very well. Delays in receiving large consignments of supplies delivered on pallets can throw a spanner in the works of your entire schedule, damage your reputation as a reliable company and lead to unhappy clients who may not be clients for much longer. The same applies to deliveries, if you don’t get goods out to customers when promised, they won’t be happy ...
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car

HOW MUCH CAR CAN I AFFORD?

There are few instances in which buying a car is something that can be done casually. Buying a car might not be the biggest financial decision, but it is certainly one that can backfire if you don’t consider all your options. Knowing how much you can spend on a new car is just a tiny part of the decision-making process. There are some things to consider besides the amount money you have to spend. If you’re planning to apply for a car loan, it might be time to take a look at your credit score. If you’re thinking of buying a car without a loan, ...
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phone bill

Cutting Your Cell Phone Bill

It is hard to believe but our cell phones can officially be classified as essential items. A large number of the global population own one. This is why many people willingly pay the costs that accompany owning a cell phone. Now that phones are also used to surf the web, this is just one more expense that you have to pay. There are a few ways that you can utilize to ensure that you pay less on your cell phone bill. With just a few changes to your existing plan you will be able to save yourself a great deal of money. Here are some techniques that ...
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mooc

MOOCs and How They Can Increase Your Chances of Employment

MOOCs or Massive Open Online Courses have attracted a lot of attention lately because of the nature of these courses. MOOCs offer detailed online education on selected topics, mainly in the fields of business, web design, software development, literature and culture. These offer material of a very wide range. Generally they cater to anyone and it depends on what the student chooses. Some courses are targeted at and designed for beginners, while some are meant for people who are already well acquainted with the subject of their choice. MOOCs mostly ...
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